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We are constantly preparing for the unexpected. We take precautions for severe weather. We wear our seat belts. But, are we prepared for an unexpected home repair?

Homeowner insurance only covers so much. But, what happens when your kitchen appliance fails or the plumbing in your house is not functioning properly. Average homeowners don’t know how to repair the refrigerator or stove. That’s why service agreements were created. They provide homeowners with reinforcement to repair and cover the costs of home and system repairs.

What are service agreements?

A home service agreement is a contract between a service provider and homeowners that covers repairs of major home appliances and systems. It could be your home’s plumbing or heating and cooling system. It varies on the package purchase or the service provider.

Homeowners can purchase a home service agreement for a monthly cost that is as low as $17.95 a month. They can be customized to also add plans that include plumbing plans.

At Serviceone the most basic service agreement includes:

• Furnace humidifier

• Washing machine

• Gas or electric dryers

• Gas or electric ranges

• Gas or electric water heater

• Electrical system

• Refrigerator

• Freezer

• Garbage disposal

• Dishwasher Range hood/ exhaust fan

Home warranties vs. Service agreements

There is a lot of confusion between service agreements and home warranties. Many people assume that they’re both the same service. The only similarity between the two is that they can be tailored to the homeowner’s needs and budget. Both require a monthly payment.

A home warranty is a contract that covers the repairs and replacements of specific home appliances and the systems. Home warranties are designed to cover what home insurances don’t cover. They protect your home’s appliances

The major difference between the service agreements and home warranties are that you will still need to pay for a service fee for the repairs. Service agreements cover all the costs of the repair and labor. It doesn’t cover the total replacement of an appliance. Where a home warranty will cover replacement of an appliance or system. In the long run both are great options it just comes down to the homeowners needs and budget.

The benefits of having a home service agreement.

Gives homeowners peace of mind.

The biggest benefit a home service agreement can offer homeowners is peace of mind. The worry of having to pay out of pocket for a repair will diminish. Service agreements will cover all the repairs and labor of your home’s major appliances and systems. Plus, you’ll have the peace of mind that your home will receive quality service.

Save homeowners money.

Whether you’re an existing homeowner or first time homeowner you want to be sure that your costs are covered. Service agreements are an effective way to save on the maintenance of your home. Plans include monthly maintenance of plumbing and HVAC systems. A couple of bucks will save you from paying full amounts for repairs.

Need a little more help choosing the perfect service agreement for your home? Give us call we can help you choice between our amazing home service agreement or home warranties.

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